Loan Prepayment Calculator
See the interest and months you save by prepaying a loan.
₹30,00,000
8.5 % p.a.
20 years
MonthAmount (₹)
Interest saved₹12,90,458
Tenure cut by5 yr 8 mo
Original EMI₹26,035
Loan balance — original schedule vs with prepayments (dots mark each prepayment)
Total interest paid
Applying your prepayments and keeping EMI unchanged clears the loan 5 yr 8 mo sooner and saves ₹12,90,458 in interest.
Track loans and log every prepayment automatically in Finance Planner AISave in Finance Planner AI